The €5 Rule: A Mini Habit That Builds Big Savings

Want to save money without overthinking it? Try the €5 rule.

It’s simple: Every time you get a €5 note, you don’t spend it. You set it aside. That’s it.

Why It Works:

  • It turns spending into saving.
    You feel a small win each time you save instead of spend.
  • It adds up fast.
    Even just 3–4 notes per week becomes €60–80 per month.
  • It’s automatic.
    No apps, no budgeting – just a simple habit triggered by cash.

How to Start:

  1. Pick a jar, envelope, or box and label it “€5 Fund.”
  2. Each time you get a €5 note in change, save it.
  3. Check your stash at the end of the month – you’ll be surprised.

Pro Tip:

Use this fund for something fun or meaningful – a small trip, a treat, or emergency cash. It turns saving into a reward, not a punishment.

Bottom line:

The €5 rule is effortless, addictive, and shockingly effective. Sometimes, all it takes is a note to build a habit.

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